Welcome to Small Business Health
Awesome Base Health Plans + a HealthShare + Robust Wellness Eliminates High Premiums & High Deductibles while Increasing Health Savings Account Contributions
You CAN provide health insurance for yourself/ family that is actually affordable!
Option A: Try the Open Market
Depending on your income, the open market may provide you insurance for little to no cost. Because of this, we encourage you to click on the Omni Button to quickly see if this is the best fit for you. Your employees can also simply click on the Omni button.
Option B: Get Innovative w/ HCap!
Now that you have an Open Market Price, compare to the prices for our innovative products.
Compare your deductible to the lower $1K initial amount that you would pay for any medical event incl: having a baby, surgery, hospitalization etc. Notice that $ going to your HSA is included! Plan Details Below.
HSAs Gives You the Control!
As a business owner, we can help you benefit from and grow your Health Savings Account (HSA) all while providing great health care options that reduce health risk.
Better HSA and medical benefits administration, at a fraction of a cost
Base Health
ACA Compliance
Health Savings Acct
Telemedicine
Vision
Mental Wellness
401K
Reducing Health Risk by incentivizing doable healthy behaviors
Healthy Behavior Incentives
Baseline Body Scans
Easy Meal Plans
Family Dinners
Anxiety & Depression Help
At-Home Exercises
Health Improvement
Help with Addiction
A community that shares risk to avoid financial tragedy from unexpected health events
Accident
Critical Illness
Health Share
Affordable Health Care
Employee Decides Best
Low Out of Pocket
Worldwide Options
Your next step is to call us at 435-239-3154 or message us below so we can help you with the details. It really can be that easy!
| Comparison | Traditional Insurance | HCap Strategy |
|---|---|---|
| Has a Monthly Premium | ||
| Has a Monthly Membership Rate that is likely substantially less than a premium | ||
| Provides protection against expensive health events | ||
| Usually have to continue to pay for expenses after your deductible is met through coinsurance | ||
| Once you pay your Initial Unshareable Amount (IUA) all other expenses are covered for this event | ||
| Very likely that your max out of pocket will be substantially less with an event | ||
| Covers preventative doctor visits | ||
| Has terms like Deductible, Coinsurance, Premiums Etc | ||
| Has terms like IUA, Monthly Membership Rate | ||
| Can address pre-existing conditions | ||
| Has prescription drug benefit | ||
| Provides a Heath Savings Account (HSA) benefit | ||
| Has an option to add a Dental plan | ||
| Has an option to add Vision plan | ||
| Has Consolidated Billing | ||
| Generally requires you to use a specified "network" for best procedure price | ||
| Gives you more control over deciding where to have a procedure performed | ||
| Will work with the doctor, hosptial, surgical center to pay your bill for you | ||
| When at the hosptial, you present yourself as a "Self Pay" customer | ||
| Does the best job at finding the best value for surgeries, procedures and care | ||
| Eliminates a lot of expense entailed with Traditional Insurance | ||
| Includes a death benefit automatically for no additional cost | ||
| Includes a Wellness Program called Doable Wellness that incentivizes healthy behaviors and includes an invitation for quarterly Body Scans. | ||
| Included incentive for proactive healthy behaviors like exercise, healthy eating, mindfulness activities and more using Doable Wellness | ||
| Provides The Dinnerhub to simplify getting Healthy Dinner on the Table | ||
| Provides The Exercisehub for at home Doable Workouts |
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9 West Forest St Suite 308
Brigham City, UT 84302
